Home Repair Program | Habitat for Humanity

Home Repair Overview

Habitat for Humanity of South Hampton Roads believes that everyone deserves a safe, stable place to call home. Our Home Repair Program helps eligible homeowners address critical repairs that impact health, safety, accessibility, and long-term housing stability.

Through funding from local municipalities, foundations, and generous donors, Habitat SHR partners with homeowners to complete essential repairs that allow families to remain in their homes and communities. These repairs focus on maintaining safe, warm, and dry living conditions and may include accessibility improvements that support aging in place.

All repairs are completed by licensed and insured contractors and are based on available funding, program guidelines, and identified community needs. While we are unable to address emergency situations or cosmetic renovations, our goal is to preserve housing stability and dignity for homeowners who need it most.

Home Repair Program FAQs

What types of repairs does Habitat SHR provide?

Approved repairs depend on available funding.

Roof replacements
HVAC, furnace, and water heater replacements
Plumbing fixture repairs
Minor electrical repairs
Window and exterior door replacements
Gutter installation or replacement

Accessibility Modifications

Grab bars and handrails
Exterior ramps
Interior chairlifts
Tub cuts (walk-in showers are not provided)

What repairs are not eligible?

Habitat SHR is unable to provide the following:

Interior cosmetic repairs (painting, drywall, flooring, cabinets)
Foundation or structural repairs
Fire or water damage restoration
Lead, asbestos, or mold abatement
Kitchen or bathroom remodels
Fencing, decks, patios, driveways, landscaping, or tree removal

Who is eligible for the Home Repair Program?

The home must:

Be owned and occupied by the applicant
Be on a permanent foundation (no mobile homes)
Be located in our service area: Chesapeake, Isle of Wight, Norfolk, Portsmouth, Smithfield, Suffolk, or Virginia Beach
Be in need of repairs to meet safe, warm, and dry living standards

The homeowner must:

Have owned and lived in the home for at least 2 years
Have a total household income below $69,000
Maintain current homeowner’s insurance
Be current on mortgage and property taxes
Agree to remain in the home for at least 60 months after repairs are completed

Priority is given to seniors, veterans, and persons with disabilities.

How does the Home Repair process work?

Initial Screening – Eligibility is reviewed based on funding availability.
Home Assessment – Habitat SHR staff conduct a site visit to assess repair needs.
Review & Approvals – Some projects require environmental or historic review approvals.
Contractor Estimate – Licensed contractors provide repair estimates.
Repairs Completed – Habitat SHR oversees the work to ensure quality standards are met.
Close-Out – Homeowner reviews warranties and signs a close-out agreement.

What documents are required if I’m selected?

Applicants must provide original documents, including:

Proof of homeownership (deed or title)
Mortgage statement or IRS Form 1098
Homeowner’s insurance declaration page
Income verification for all household members 18+

Pay stubs, W-2s, Social Security, disability, pension, or tax returns

DD-214 (if veteran status applies)

Copies are made during the appointment.

How do I apply or get more information?

The Home Repair Program is funding-dependent and may not always be open.

To inquire about eligibility, application availability, or next steps, please contact:
📧 homerepairs@shrhabitat.org
📞 757-837-0081

Get In Touch

Home Repair Inquiry Form

Need help with critical home repairs? Habitat SHR partners with local homeowners to provide essential safety and accessibility improvements. Fill out our inquiry form to submit a request and learn more about our Home Repair Program.

Apply Here