Habitat for Humanity of South Hampton Roads chooses individuals or families per the recommendation of the Family Selection Committee, whose decision is based upon the following four criteria:
The applicant must have lived within the South Hampton Roads service area for at least one year prior to applying. The service area is comprised of Chesapeake, Isle of Wight, Norfolk, Portsmouth, Smithfield, Suffolk, and Virginia Beach.
Applicants must currently be living in inadequate housing. Examples of inadequate housing include unsafe structure, poor sanitation (excluding self-imposed unsanitary conditions), overcrowding, inaccessibility, and unaffordability (defined as housing payments exceeding 30% of gross income). This may also include living in an unsafe neighborhood.
The applicant must earn a steady household income sufficient to cover mortgage, insurance, taxes, and living expenses, as well as have a satisfactory credit report. All judgments must be paid in full within two (2) years of the discharge date on bankruptcy and within five (5) years of foreclosure or deed in lieu of foreclosure.
Applicants must disclose the income of all household members on the application. Gross yearly household income must fall between the following:
|1 person||$25,550 – $40,900|
|2 persons||$29,200 – $46,750|
|3 persons||$32,850 – $52,600|
|4 persons||$36,500 – $58,400|
|5 persons||$39,450 – $63,100|
|6 persons||$42,350 – $67,750|
Applicants must participate fully during the application process and exhibit a willingness to partner in a safe, well-maintained Habitat community. Terms of this partnership include but are not limited to the following:
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